Tim and Virginia O'Neil

Our Founders

Who we are

Shamrocks Unlimited, Inc. is a 3rd party servicer to post-secondary colleges and schools participating in the Federal student financial aid programs. In addition to administering Federal Title IV funds, we are also an educational consulting firm providing professional services and support to assist colleges and schools in their interactions with State Departments of Education and National Accrediting Agencies. Service is our most important product.

Our History:

Shamrocks was founded by Tim & Virginia O'Neil in September, 1977 in Manhattan Beach, CA. The company moved to Ventura, CA in 1979 and is in its 45th year of delivering services and support to our clients.

Due to our beloved Virginia’s passing in 2021, her daughter Micaela Swafford and husband Derek Swafford have taken over the business as of January 2022. Tim is still on call for his FA expertise.

Shamrocks designed, programmed and maintains "The Federal Connection", our proprietary software connecting our service to the U.S. Department of Education processing and reporting systems, including the National Student Loan Data System (NSLDS), Common Origination and Disbursement System (COD), FAA Access (EDExpress, Central Processing System/CPS), and G5.